If you are one of the millions of debtor who has considered filing bankruptcy in recent years, you likely have a number of questions and concerns about the bankruptcy process. Deciding to file bankruptcy is never an easy decision to make. Understanding more about the process itself, however, can make the decision a little easier to […]
Even if you have never heard the term “executory contract”, you have likely been a party to one. In fact, chances are good that you are a party to an executory contract right now. If you are a party to one of these contracts and find that you are unable to perform your obligation under […]
Even the best small businesses can face financial difficulties. When such circumstances arise, small business owners have the option to file bankruptcy in an attempt to alleviate their debt or to restructure their payments, buying more time to get their finances in order and to repay their debts. Small businesses have a choice between Chapter […]
Filing for bankruptcy can be a tough and emotional decision. While it is often considered a last resort, it is also a good option for those who want a fresh start or an opportunity to restructure their debts, getting creditors to work with them. Depending on your situation and income, there are several bankruptcy options. […]
September 4, 2012 Many people believe that when you file a bankruptcy case, you loose everything that you own. This is not true! When you file a bankruptcy case and you have lived in the State of Texas for two years prior to your bankruptcy filing, you get the option of using either the federal […]
If you are considering filing a bankruptcy case, one of your creditors may be a Pay Day Lender. Many people in financial difficulties resort to borrowing money from these lenders who can only be described as loan sharks. When you file a bankruptcy case, you must list all of your assets and all of your […]
The Bankruptcy Court for the Western District of Texas has adopted a local rule that establishes $3,000.00, plus expenses, as the attorney’s fees for a Chapter 13 bankruptcy case for an individual. If you file a Chapter 13, you will be in bankruptcy for 3 to 5 years and your wages will be garnished during […]
I wanted to blog and let you know of some developments within the credit card industry. As a Waco Bankruptcy Attorney and a Killeen Bankruptcy Attorney, I see more and more credit card debt holders are hiring lawyers to sue customers who are delinquent on their credit cards. In fact, earlier this month I represented […]
As a Waco Bankruptcy Lawyer and a Killeen Bankruptcy Lawyer, I am frequently asked if getting a discharge in a bankruptcy case will make a client incur a tax liability. Under the U.S. Tax Code, if a debt is discharged in a bankruptcy case, that debt forgiveness is not taxable income. However, if a creditor […]
Most of our clients think that if they file a bankruptcy case, they will never get credit again. As a Killeen Bankruptcy Attorney and a Waco Bankruptcy Attorney, I have found that not to be the case. We have many clients who come to us for repeat bankruptcy filings because we discharged their debt in […]
As a Killeen Bankruptcy Attorney and a Waco Bankruptcy Attorney my clients frequently ask me if they should reaffirm the debt owed on their home mortgage when they file a Chapter 7 bankruptcy case. In this scary real estate market, many homes with mortgages are underwater, which means that these homes are worth less than […]
The following was taken from a presentation Erin gave at Baylor Law School for Veterans on 11/11/10: As the economic climate continues to deteriorate in the U.S., financial difficulties seem to be affecting more and more individuals. Foreclosures and bankruptcies are now at record highs throughout the nation. As an attorney with an office in […]
What great attentive and caring staff. They truly understand the difficulties with this decision and make the process as bearable. Thanks for truly caring and not treating my family as just a number... Humbled...
Everyone in the office is so professional n respectful. Since I have major hearing problems they worked with me to complete all necessary forms. and agreed to have my sister help.
From the first time I walked in the door I was treated with respect, dignity and concern. I am communicated with on a regular basis, my questions are always answered in a timely manner and if I need to speak to my attorney she is available as well. I was told the process upfront, costs and time... Read More
Great experience, professional assistant with military experience. Definitely great advice and guidance! Thank you!
This firm came highly recommended by associates and by their reviews. And they earned the five stars from me at the first consultation. The appointment was very comfortable and not stressful at all. After being uneasy about my choice to pursue bankruptcy, this firm gave me a sense of peace about my... Read More
My experience with Erin Shank and her office personal was excellent! Very professional environment, friendly and above all she really does care about helping people. Thank you!
Erin B. Shank, P.C.
1711 E Central Texas Expy #107
Killeen, TX 76541
(254) 690-4110
Erin B. Shank, P.C.
1902 Austin Ave
Waco, TX 76701
(254) 296-1161
