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Will Bankruptcy Destroy My Credit?

by Erin B. Shank

Contrary to what many people believe, bankruptcy will not necessarily have an adverse affect on your credit. In fact, many people actually end up having a better credit score after they file for bankruptcy than they did before filing, as unpaid debts may have negatively affected the score. However, you should know that bankruptcy will appear on your credit report for a specified period of time—it will appear for 10 years after filing under Chapter 7 and seven years after filing under Chapter 13.

To better understand how bankruptcy will affect your credit score, please call our Waco offices at (254) 296-1161 to schedule a consultation with Erin B. Shank, P.C.

erin b shank

I have been practicing exclusively bankruptcy law in Texas for almost 40 years. Unlike most other law firms, my firm is exclusively dedicated to helping individuals and small businesses find a way out of their financial difficulties through the use of our nation’s bankruptcy laws.

Associations & Awards
  • Client Companion Award | Erin B. Shank
  • Avvo Review Badge
  • Preeminent Award | Erin B. Shank
  • avvo
  • state bar of texas
  • avvo
  • Avvo Top Attorney Badge
  • GreaterWacoChamber
  • nacba
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Killeen Office
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