
AAFES Garnishment: What You Need to Know
Attorney Based in Killeen & Waco
If you owe AAFES money, they can garnish wages and income tax refunds. WE DO NOT SUE AAFES; WE DISCHARGE DEBT OUR CLIENTS OWE AAFES BY FILING A BANKRUPTCY CASE. We only cater to Texas residents.
If you’re an active service member or veteran of the U.S. military struggling to keep up with unmanageable debt payments, you should know you’re not alone. According to a recent study conducted by American Consumer Credit Counseling, more than 40 percent of military families have at least $5,000 in credit card debt. One primary form of debt for many military families is that stemming from the Air Force Exchange Service (AAFES), which can often result in the garnishment of a significant portion of your military pay.
If you are struggling with an AAFES garnishment, Erin Baker Shank Attorney at Law can help. We can discuss your debt relief options and guide you through the bankruptcy process if that is the path you choose. Let us help you get out of debt safely and conveniently. Call or contact us online to get started with a free virtual consultation.
What Is AAFES Collections?
Many current and former service members incur significant amounts of Military Star Card debt or debt to the Army & Air Force Exchange Service (AAFES). These services provide convenient and affordable ways to shop. Unfortunately, they also make it all too easy for military members and families to accumulate crushing amounts of debt.
Unlike most creditors, the AAFES and the Military Star can garnish your military wages or retirement pay without first obtaining a judgment from a Judge. This means that they can withhold a significant portion of your army wages without first obtaining a judge’s permission. They can also garnish your income tax refunds. This process is often completed with the help of AAFES Collections.
AAFES Collections is a debt collection agency in the U.S. that works to recover past-due funds from those with Military Star Card or AAFES debt. Like other collection agencies, AAFES Collections may appear on your credit report as a collections account if you fall behind on your AAFES or Military Star Card payments.
If AAFES Collections is on your credit report, it could remain there for as long as seven years, whether or not you ultimately pay off your AAFES or Military Star Card debt. This could have a significant negative impact on your credit score. However, you may be able to find relief from your debt and the involuntary allotment(garnishment) of your wages with the help of an experienced bankruptcy attorney such as Erin Baker Shank.
What Sets Us Apart
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Practice Exclusively Dedicated to Bankruptcy Law
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Affordable & Flexible Payment Plans
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Over 40 years of Bankruptcy Experience
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100% Virtual – Safe & Convenient
Listen to Erin Answer Your Questions!
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What Makes You Uniquely Qualified as a Bankruptcy Attorney?
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What to Do if Your Military Star Card Goes to Collections



What Our Clients Say
Real Stories from People We've Helped Through Financial Hardship
At Erin Baker Shank, P.C., your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Ms. Shank and Sharlyn were absolutely fantastic! Very helpful, and knowledgeable and answered any questions or concerns we had. They truly pulled off a miracle. If you’re thinking of filing for bankruptcy, Ms. Shank is the woman for the job.Monique K.
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Erin is really good at what she does. You will be very pleased if you select her to represent you. Her staff is very professional. The best thing about them all is that they truly cared about me.Don K.
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I'm very grateful to this firm. I had doubts of being able to get a fresh start. They assured me that there is a way. It may have took a little longer due to my situation but they prevailed.Ed B.
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“The staff and Erin were great. I would recommend Erin to anyone. Compared to our other law firm she saved us 10's of thousands of dollars on our bankruptcy Erin is the best we don't think we could have done it without her.”Previous Client

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