Aafes Garnishment

AAFES Garnishment: What You Need to Know 

Attorney Based in Killeen & Waco

If you owe AAFES money, they can garnish wages and income tax refunds. WE DO NOT SUE AAFES; WE DISCHARGE DEBT OUR CLIENTS OWE AAFES BY FILING A BANKRUPTCY CASE. We only cater to Texas residents. 

If you’re an active service member or veteran of the U.S. military struggling to keep up with unmanageable debt payments, you should know you’re not alone. According to a recent study conducted by American Consumer Credit Counseling, more than 40 percent of military families have at least $5,000 in credit card debt. One primary form of debt for many military families is that stemming from the Air Force Exchange Service (AAFES), which can often result in the garnishment of a significant portion of your military pay.

If you are struggling with an AAFES garnishment, Erin Baker Shank Attorney at Law can help. We can discuss your debt relief options and guide you through the bankruptcy process if that is the path you choose. Let us help you get out of debt safely and conveniently. Call or contact us online to get started with a free virtual consultation.

What Is AAFES Collections?

Many current and former service members incur significant amounts of Military Star Card debt or debt to the Army & Air Force Exchange Service (AAFES). These services provide convenient and affordable ways to shop. Unfortunately, they also make it all too easy for military members and families to accumulate crushing amounts of debt.

Unlike most creditors, the AAFES and the Military Star can garnish your military wages or retirement pay without first obtaining a judgment from a Judge. This means that they can withhold a significant portion of your army wages without first obtaining a judge’s permission. They can also garnish your income tax refunds. This process is often completed with the help of AAFES Collections.

AAFES Collections is a debt collection agency in the U.S. that works to recover past-due funds from those with Military Star Card or AAFES debt. Like other collection agencies, AAFES Collections may appear on your credit report as a collections account if you fall behind on your AAFES or Military Star Card payments.

If AAFES Collections is on your credit report, it could remain there for as long as seven years, whether or not you ultimately pay off your AAFES or Military Star Card debt. This could have a significant negative impact on your credit score. However, you may be able to find relief from your debt and the involuntary allotment(garnishment) of your wages with the help of an experienced bankruptcy attorney such as Erin Baker Shank.

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Listen to Erin Answer Your Questions!

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Contact a Killeen Military Bankruptcy Attorney Today

At Erin Baker Shank, P.C., military members are very valued clients. Erin's husband, father and father in law are all veterans.  Erin comes from a military family.  Erin fights passionately to protect U.S. service members at home and while they are protecting our country abroad. Through years of representing members of the military file for  bankruptcy protection, Erin has represented literally thousands of active duty soldiers and veterans discharge their debt and start over with a financial fresh start. Contact Erin Shank today for a free consultation with a knowledgeable and experienced bankruptcy attorney. 

Call (254) 690-4110 or contact us online today!

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