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Bankruptcy Protection

Can I Keep a Credit Card If I File Bankruptcy?

Published December 28, 2014 by Erin B. Shank

People have a number of misconceptions about the bankruptcy process that often result in a reluctance to pursue bankruptcy when financial problems arise. One of the most common misconceptions about bankruptcy is that a debtor cannot purchase anything on credit…

Can You Save Your House If You File Bankruptcy?

Published by Erin B. Shank

Financial problems almost always add stress to your life. If those financial problems are at the point where your home is being threatened with foreclosure, the stress is undoubtedly at an extremely high level. In fact, you probably spend a…

The Netflix Bankruptcy

Published November 12, 2014 by Erin B. Shank
The Netflix Bankruptcy

Corporate bankruptcy isn’t anything new, but typically, when a big brand seeks bankruptcy shelter, customers or consumers never feel the effects of it. That might soon change; in fact, it very well will change by the end of the year….

Chapter 7 Bankruptcy in Waco Texas: Will They Take Your Car When You File?

Published November 10, 2014 by Erin B. Shank

If you are struggling each month to pay your bills and you see no relief in sight, bankruptcy may be the best option. Understandably, you may be concerned about how bankruptcy will impact your life and your future. For example, you may…

Common Bankruptcy Terms in Texas

Published November 5, 2014 by Erin B. Shank

Common Bankruptcy Terms in Texas from Erin Shank A tax debt often takes a life of its own and the individual soon sees a snowball effect as the tax debt grows larger and impacts other areas of an individual’s finances….

Why File for Bankruptcy?

Published August 26, 2014 by Erin B. Shank

When financial troubles become a serious problem, most people hesitate to consider bankruptcy as a possible solution for a variety of reasons. For some, it is the social stigma attached to filing for bankruptcy that causes them to hesitate. For…

Can You Go to Jail for not Paying a Payday Loan?

Published February 6, 2014 by Erin B. Shank

Over the last couple of years “payday” loans have become increasingly popular throughout the United States, including in the State of Texas. For a variety of reasons, the rates at which borrowers default on these loans is extremely high. If…

Creditors Are Calling Your Workplace – Can a Central Texas Bankruptcy Help?

Published January 16, 2014 by Erin B. Shank

For an individual who is facing financial difficulties, simply trying to develop a plan to pay off debts can be very stressful. If creditors begin calling your workplace in an attempt to force you to repay a debt, this can…

Bankruptcy and Bank Account Garnishment in Central Texas

Published December 2, 2013 by Erin B. Shank

A bank account garnishment can be a financial nightmare for an unsuspecting account holder. Along with potentially losing all the funds held in the account you may also incur non-sufficient funds fees for outstanding checks or automatic withdrawals which hit…

Bankruptcy and Civil Judgments

Published November 27, 2013 by Erin B. Shank

In the last few years bankruptcy filings have reached record numbers as a result of the financial crisis faced by the nation. People make the decision to file for bankruptcy protection for a number of reasons. We are seeing a…

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